What term refers to a financial plan to meet obligations?

A financial plan designed to meet obligations is referred to as a budget. A budget is a systematic approach that outlines expected income and expenses over a specific period, allowing individuals or businesses to allocate resources effectively to ensure they can cover their financial commitments. By establishing a budget, one can track spending, prioritize needs, and avoid overspending, thus achieving financial stability and meeting obligations on time.

The other options do not convey the same meaning. A worksheet is typically a document used for organization and calculations but does not directly imply financial planning. Motivating pertains more to inspiring or encouraging action rather than financial management. Referring involves directing someone to look at or consult something, which is unrelated to creating a financial strategy.